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The management team is a blend of experience, expertise, motivation and knowledge with a keen desire to achieve new milestones and break barriers. Apart from a simple hierarchy, a flexible management position has been created to encourage young and enterprising individuals to serve as Research Associates. A team of not more than six Research Associates either based in Pakistan or abroad shall help the management team in carrying out research related & market development assignments.

The key management & experts team comprises of the following individuals:


He holds Master of Business Administration (MBA) degree in marketing and also an Associate of Chartered Institute of Bankers(ACIB), UK. He brings with him dependable banking experience of Islamic, conventional and investment banking. In addition, completed a number of professional courses in the field of finance, management and marketing. He brings with him proven expertise and diversified experience of dealing with individuals, small & medium enterprises, corporates for detail due diligence, arrangement of finances and developing relationships. Throughout his banking career, has been involved in assignments initiated in the banks as "New Business Activity".

Hence, gained rich experience from the grass root and can initiate, plan and execute business transactions/assignments with ease. He has successfully completed numerous assignments such as:

  • Development a saving product titled "Money Multiplier"
  • Preparing feasibility for opening of new branches
  • Formulating Corporate strategies for building favorable Corporate Images
  • Preparing Standard Basic Assumptions for making branch budgets
  • Managing institutional placement of funds at Head Office level
  • Detail due diligence for the privatization of a Financial Institution
  • Establishment of "Fee Based Business"

Also, has been involved in the following sales & marketing activities:

  • Direct Sales.
  • Hiring, training and management of sales executives for various sales & marketing activities.
  • Preparing Marketing Plans and implementation.

During his career has managed teams with diverse experience, age and educational backgrounds. He has keen interest in reading, writing articles and research work with emphasis on Shariah related topics. He is an active member of a Islamic Finance research team and also Executive Member of "Halal Awareness & Research Council". He is a Certified Islamic Banking Trainer and has conducted a number of training courses.

MR. SAJJAD RAFIQ MIR Chief Operating Officer

He completed his BBA (Hons.) & MBA from the Institute of Business Administration Karachi in 1982.Recently completed M-Phil in Islamic Banking & Finance from University of Management & Technology. He has worked with MCB Bank for 33 years and during his tenure with MCB Bank he worked in the following areas:

- Research & Planning Division - Preparation of Economic Data and Industry Data for use by the higher management of the Bank.

- Small Loans and Agriculture Credit - Financial Analyst to check the viability of the projects being financed under Small Loans Scheme of State Bank of Pakistan and Small Scale Industries(SSI) Loans under IDA Credits.

- Due diligence of the projects under Agriculture Loan Scheme. Provided on the job training to all the field Offices. Became the Head of SSI Deptt. of the Bank in the Head Office.

Industrial Credit Division/Investment Banking - Prepared feasibility reports of project financing done by the Bank under IBRD lines of Credit for Large Industries. Attended a two months extensive course on "Project Management" at Arthur D. Little Management Education Institute, Boston, USA. He was the Chief Manager of four large Corporate Branches in Lahore and Faisalabad to provide excellent services to Corporate Clientle of the Bank including deposits generation, Corporate deals with clients, marketing of trade finance services.

MCB Islamic Banking - Became Business Head North to look after the Islamic Business of North Region of the Bank extending from Peshawar to Multan. The job involved establishment of new Branches in different cities along with generation of business on the liability and assets side.

ARIF ALI SHEIKHHead of Productivity & Human Resource

He holds Master degree in Chemical Engineering and brings with him rich experience of leadership, management in the fields of productivity and human resource development.

He has worked closely with Asian Productivity Organization (APO), Japan for twenty five years and developed various training courses and modules. He has served as General Manager for Pakistan Industrial Technical and Assistance Centre (PITAC). His professional experience, knowledge of more than fourty years and international exposure is a great resource for the company.

MRS.ABEER FATIMA Head of Corporate Communications & Administration

She is a Graduate in social sciences and has proven experience in building and maintaining communications for the company. She is articulate, organized and efficiently manages each stage of communications within and outside the company. Her presence is a source of great motivation for the company.


We have an experienced team of experts working with us. Currently, our team is divided into departments of expertise as follows:


KHALID BURHAN Engineering Expert

He holds degree in Electrical Engineering and a registered engineer with Pakistan Engineering Council, life fellow of The Institute of Engineers and Institute of Electrical & Electronics. He has extensive experience of more than thirty years in managing engineering projects within Pakistan and abroad.

MUHAMMAD SAEED KHAN Engineering Expert

He holds a Bachelor degree in electrical Engineering and a registered engineer Pakistan Engineering Council. He is also a member of JICA and has more than thirty five years of experience in project management in Pakistan. He has served at various senior positions in Pakistan Railways.

MOHAMMAD AMIN ANJUM Engineering Expert

He is an electrical engineer and graduated from one of the top universities in the field of engineering. He is also registered as a Professional Engineer with Pakistan Engineering Council. In addition he has expertise in Application Development, Website Development, Network Configuration & Management.


Dr. ZULFIQAR SALEEM Medical Expert

He is a qualified doctor and FCPS in surgery. He specializes in plastic surgery and over the years has gained valuable experience in his field and worked with leading surgeons in the country.

FAROOQ AHMAD Medical Expert

He is a registered practitioner of Cupping Therapy, an approved and accepted alternative medicine widely used in muslim countries and far Eastern countries in Asia. He has extensive hands on experience and provides expert services for Cupping Therapy.


Dr. ZAHOOR ASLAM Agriculture Expert

He holds PhD in Environment Physiology and has served at various senior positions with Govt. of Pakistan. He has more than thirty five years of experience in soil salinity, agriculture and environment management. He has written numerous research papers, articles and documents during his long professional career. He is also a trainer and conducted numerous training courses. He is also a co-author of a book titled “Kallar grass-a plant for saline land”.

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